CPP and OAS alone won’t fund the retirement most Canadians expect — but an RRSP can. By calculating what you’ll truly need, ...

I’m 58 and have been on my own for the past 14 years. My ex has been giving me a limited amount of alimony. I’ve tried to ...

If you’re retired, you might find yourself worrying about CPP and OAS taxes. Both benefits are taxed as ordinary income, and OAS has potential clawbacks on top of that. If you have substantial income ...

At 70, turn your RRSP into a personal pension. See how one dividend ETF can deliver steady, tax-deferred income with less ...

Canadians have ways or can take steps to fill the CPP’s shortfall and boost retirement income. CPP and OAS provide a dependable base but usually won’t replace pre‑retirement income, so use ...

For some retired clients, taking early withdrawals from an RRSP to smooth out annual income over their retirement years, thereby reducing taxes overall, can make good financial planning sense.

At age 52 with $250,000 in registered retirement savings plans, Ryan is doing OK and should feel good about what he has been able to save, expert says. (Credit: Getty Images/iStockphoto) FP Answers: ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...

You often hear that the best time to start claiming your Canada Pension Plan (CPP) is at age 70. While the average retirement age is 65, if you delay your payout, the Canada Revenue Agency (CRA) ...

Discover if a $72,000 TFSA balance is ideal for retirement. Learn about tax-free withdrawals and their significance for ...

The tax-free withdrawals of a TFSA offer more flexibility, but don’t offer a tax deduction like contributions to an RRSP. The type of account you choose will depend on your savings goals. Many or all ...