ROCHESTER, N.Y. – Life insurance is a critical yet often overlooked financial tool, especially for those who are the primary earners in their families. Financial experts emphasize the importance of ...

Research insurance companies thoroughly, checking resources like the BBB and customer reviews. Understand your insurance needs and coverage requirements before comparing quotes. Understand the claims ...

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

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In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Local financial expert, Michael Masserant, from the Retirement Education Foundation shares some tips to picking the right life insurance plan, as well as what to watch out for when it comes to ...