Learn about credit basics and the facts consumers need to know. Read about the 10 things every credit consumer should know about credit scores.

Rob Berger is an attorney and founder of the popular personal finance and investing blog, doughroller.net. He is also the editor of the Dough Roller Weekly Newsletter, a free newsletter covering all ...

When it comes to credit cards and loans, we are faced with a plethora of information which is why it is so important that we first take the time to educate ourselves and understand these terms and ...

As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

A judgment is a painful court order to pay a debt, and can arise from a lawsuit, a divorce, business dispute or an array of other possibilities. Judgments are public record. They will appear on your ...

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

10 Things To Do If Your Debt Goes to CollectionsFor one reason or another, life has given you lemons, and you’re in serious debt. Now, it’s time to make lemonade. The best thing to do with facing ...

Falling behind on your debt can be frightening. You may wonder if the creditor will come for your property or sue you. Sometimes, you don’t even realize you owe a debt before a credit collection ...

How Do I Fix My Credit After Divorce? How you fix your credit after divorce depends on what you need to address. If your credit is going south because of joint accounts not being handled appropriately ...

Here are 10 companies that came back from the dead.

If your phone is ringing off the hook with calls from debt collectors, it's not likely that you feel in control of the situation. But letting yourself feel scared or intimidated isn't a good option, ...

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.