Key Points ・529 plans are no longer just for college degrees. New federal rules allow 529 plan withdrawals for credentialing, ...

529 funds must be converted by paying the amount directly to a Roth IRA — you can’t pay yourself and then deposit the money into the Roth IRA later. You can contribute to a Roth IRA only if you have ...

College costs can strain your retirement savings. Learn how to balance both goals with smart planning, 529 strategies, and ...

You can roll over your unused 529 dollars into a Roth IRA or ABLE account, but there are limits. One common concern is oversaving.

Financial advisors get these 529 plan questions from clients planning for college costs, from ownership transfers to Roth ...

They come with the promise of free money and financial stability—but don’t forget to read the fine print. That’s the takeaway from financial advisors on so-called “Trump accounts,” in light of this ...

Olivia’s maternal grandfather died when she was a teenager, and it wasn’t until then that she learned of the 529 plan. The grandfather named Olivia’s aunt as the successor owner of the plan, since he ...

A 529 plan is a tax-advantaged savings account designed to help families pay for qualified education expenses. These plans are sponsored by states, state agencies, or educational institutions, and the ...

Trump accounts are a new type of tax-deferred investment vehicle for U.S. children, created under President Trump's "big, beautiful bill" tax and spending bill, which promises $1,000 seed ...

Several years ago I was happily divorced. Checking in with an old friend, a woman I’d known in high school and college, the damndest thing happened: We fell in love. We are in our late 50s and we will ...