Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

Jason Fernando is a professional investor and writer who enjoys tackling and communicating complex business and financial problems. Natalya Yashina is a CPA, DASM with over 12 years of experience in ...

A main benefit of 401(k) plans and individual retirement accounts is the ability to delay taxes on contributions and investment gains. However, you can’t avoid the tax man forever. “Once you reach a ...

Required minimum distributions (RMD) are mandatory withdrawals seniors must take from their retirement accounts starting at age 73. RMDs are not a set dollar amount. Rather, they're a sliver of your ...

IRA distributions are not considered earned income for the Social Security earnings test. Traditional IRA distributions increase AGI, which could cause up to 85% of your Social Security to be taxable.

Following a major fire at a PG&E substation, restoration efforts are underway to reconnect affected customers in San Francisco. The utility emphasizes safety, ongoing communication... Power quality ...